If you are struggling with varying degrees of disability, you may be eligible for financial assistance through Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Even if traditional forms of employment are impossible due to your illness or disability, the government could be a valuable resource in aiding your financial burden. SSDI and SSI were both created to support those who are discouraged by their disability and allow them to move forward in their lives despite their limitations. There are special circumstances under which these funds can be accessed, so reach out today and explore these options.

Making sure you understand which benefits you may be eligible for is vital when applying for assistance. Before taking any measures, it’s best to ensure that you properly understand the requirements by doing a thorough review. Knowing the specific guidelines for each benefit requires legwork and patience, as each benefit package may vary from one place to another or have strict criteria to secure qualification. All necessary steps should be completed before applying to determine what you’re qualified for. It also helps to talk to someone on the relative agency or read any helpful FAQ documents available online. This post will explain the differences between SSDI and SSI benefits, how to determine eligibility, and how to apply for these benefits.

SSDI vs SSI: Key Differences

When it comes to SSDI vs SSI, there are some key differences to consider. Here are the main ones:

Eligibility requirements: To be eligible for Social Security Disability Insurance (SSDI), you must have at least some history of paying into Social Security through your earnings. This requirement does not apply to Supplemental Security Income (SSI), -a needs-based disability program open to individuals with limited income and resources. 

Work history requirements: Your SSDI benefit amount will depend on your work history level and how much Social Security taxes you’ve paid over the years. On the contrary, SSI benefits are pre-determined based on income levels and available resources. 

Benefit amounts: To obtain either government disability program, there must be proof of a medically disabling condition. However, the medical eligibility criteria for each program may vary in terms of the severity of the disability or length in duration.

Other differences to consider: For those approved to receive benefits through the Social Security Disability Insurance (SSDI) program, Medicare may become accessible after a waiting period. Conversely, individuals receiving Supplemental Security Income (SSI) often have immediate access to Medicaid. 

An additional noteworthy point concerning SSDI benefits is that they can also be used to support family members. For such cases, you need an SSDI lawyer to help you further understand the regulations and process. Unfortunately, the same can’t be said for SSI beneficiaries; SSI cannot be paid to other living members besides the individual recipient.

How to Determine Eligibility

Figuring out whether you qualify for either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) requires specific criteria to be met. Do you have information about your past track record at work, the amount of revenue generated from those jobs, the stocks & other belongings that you possess and any known medical issues? If so, use the Social Security Administration’s online screening tool to determine if you may be eligible for either of these programs. It’s simple and easy to do. Plus, it delivers quicker results in a snap. Take advantage of it now for peace of mind.

How to Apply for SSDI or SSI

Thanks to technological advancements, you can apply for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in a few ways: online, over the phone, or in person at your local Social Security office. 

Regardless of which application method you choose, providing detailed documentation will be essential when making the final decision on your application. Required paperwork may include medical records and proof of income. 

Start the process faster by gathering the necessary documents before submitting your application. Each SSDI or SSI case is determined according to different criteria, and not all applications are approved.


In conclusion, determining eligibility and applying for SSDI or SSI can be a complex process – one that you should not have to undertake on your own. If you need more clarification on your eligibility or require help completing an application, you can turn to a qualified SSDI lawyer.


At LaPorte Law Firm, Bay Area clients are guided through the application process. The lawyers safeguard their clients’ rights. The reliability and track record of success within this community speaks for themselves. You may contact them today to organize a consultation and begin the fundamental steps which will allow you to obtain the disability benefits you merit.